Financing Solutions for SME Importers
A popular financing tool in China is deferred payment through Sinosure, China’s official export credit agency. With this structure, your Chinese supplier applies for a payment guarantee from Sinosure on your behalf. Once approved, you, as the buyer, can receive goods with a payment deadline ranging from 60 days to multiple years.
This allows businesses in the EU and Latin America to:
- Secure goods without upfront full payment
- Sell the product locally first
- Pay the supplier later with cash flow from sales
- Small and medium-sized importers starting trade with China
- Larger businesses seeking long-term contracts with delayed payment terms
⚠️ Note:Deferred payment increases the total cost by only 3–4%, which is still much more favorable than traditional bank loans (often 15–20% interest rates).
Important Considerations
While deferred payment is an attractive option, there are important requirements and limitations you need to be aware of before engaging:
1. Supplier Requirements
Sinosure performs strict due diligence on your Chinese supplier. If their annual turnover is below $1 million, or if they don’t have a minimum of $200,000 in company assets, your application may be denied.
2. Application Process
This is not an instant process. From preparing documentation to negotiating with your supplier and securing Sinosure’s guarantee, the process can take up to two weeks.
3. Limited Eligibility for Urgent Shipments
If you need immediate goods, this may not be your best option unless you start preparing your financing in advance.
Because of these complexities, most EU and Latin American businesses cannot secure Sinosure financing on their own. FC2 Export acts as your accredited partner and handles the entire process on your behalf.
Why FC2 Export?
We offer turnkey procurement and logistics services with integrated financing options, tailored for companies across Europe and Latin America.
15+ years of experience in China trade
Our partners operate a 5,000 m² warehouse in Guangzhou
We’ve successfully delivered thousands of shipments through our logistics network
We handle product inspection, export declarations, and customs clearance
Provide legal documentation for resale in your country
We only accept shipments we can officially process
We offer financial guarantees on timelines and delivery quality
Real-time tracking via mobile system
Online payments, alerts, and simplified communications
What We Offer
Import financing starting at $10,000
Individualized project assessment and risk analysis
Pre-shipment insurance for all transport modes
Integrated logistics and customs support
Free consultation before launching your import plan
Supply Financing Terms
FC2 Export offers direct financing for your China imports under the following structure:-
Condition
- Payment Split
- Minimum Credit Amount
- Tailored Credit Terms
- Mandatory Cargo Insurance
- Logistics Provider
- Repayment Deadline
-
Details
- 60% financed by FC2 / 40% paid by client
- $10,000 USD
- Each project evaluated individually
- Full coverage during international transit
- Shipments managed by our China partner team
- Payment must be completed before delivery
Partner with FC2 Export to Finance Your Growth
We help importers in the EU and Latin America reduce financial barriers, minimize risk, and build long-term, scalable trade relationships with Chinese suppliers.
Let us handle the complexity—you focus on growing your business.
📞 Ready to start? Contact us today for a free consultation.
